I used to just leave money in my bank account and feel good seeing the number grow, but now it’s like, what’s the point if that same number buys less every month? A big turning point for me was realizing I needed a strategy that matched the times — not just some generic financial advice from a decade ago. I started looking around and found this piece that helped shift my thinking a bit: https://themarketperiodical.com/2025/05/26/smart-wealth-strategies-for-inflation-financial-uncertainty/. It talks about things like balancing your liquid cash with stuff that grows, but still keeps risk in check. So what I’m doing now is splitting my savings into three parts — one is just easy-access cash, another is in a higher-yield online savings account (even 4% is better than nothing), and the rest I moved into a diversified ETF that tracks inflation-protected bonds. I’m no expert, but I feel like I’m finally playing offense a little instead of just watching everything get more expensive. And honestly, just seeing my money do something has helped me mentally — I don’t feel as helpless as I did a few months ago.
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Cricalps Cricket Carnival - 2022 Group
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It’s weird how sometimes you don’t even realize the ground is shifting until you trip over it. One day you’re coasting, thinking you’re doing okay, and the next you’re looking at your expenses like they belong to a different person. It's not always the big shocks — sometimes it’s the slow creep that gets you.